When you suffer an injury because of another person’s negligence, your entire life is disrupted. A severe injury can lead to an extended hospital stay, long-term medical care, and a substantial loss of income. At the Reiff Law Firm, our personal injury lawyers are dedicated to representing those who have suffered significant harm because of another person’s reckless behavior.
To schedule a free, confidential appointment, call the Reiff Law Firm at (215) 709-6940.
What to Do if You Suffer an Injury in Philadelphia
No two incidents or injuries are the same, so there is no one set standard of actions to take if you were harmed due to another person’s negligence. However, there are some general steps to take to begin building your personal injury claim from the moment you were hurt.
First, seek medical attention if immediately necessary. Even if you ignore the rest of the following advice—your health should be your most important concern. If you believe you suffered only minor injuries, you should still see your doctor as soon as possible. Many injuries, such as some back and brain injuries, are not readily apparent. Additionally, you could be feeling the effects of an adrenaline rush following an accident and be unaware of the extent of your injuries. It is crucial to receive medical treatment immediately or within 48 hours—any delay could significantly reduce your chances of winning a lawsuit or securing a settlement.
If you are physically capable, you should begin gathering evidence. Many personal injury cases are won or lost on the quality of evidence available, and much of the best evidence is available moments after an accident.
A single photograph can tell a powerful story—capture clear images of the scene. If it is a car accident, take photos of the damaged vehicles, the road conditions, and the surrounding area. After a slip and fall accident, take photographs of the condition that caused your fall and the scene of the incident. For example, if you tripped on a broken stair, take pictures of the staircase, the walls surrounding the area, and the lighting—especially if it was poor. Photographs will help our injury attorneys reconstruct the event and may help refresh witnesses’ memories.
Speaking of witnesses, gather the names and contact information of anyone who saw the accident. Their testimony could prove invaluable if your case goes to court. It also allows our office to interview them as close to the date of the injury as possible.
Finally, contact our law firm. Retaining our services early helps us preserve evidence and interview witnesses before their memories fade.
Should You Speak with the Insurance Companies After an Injury?
In nearly every personal injury case, the defendant will be represented by an insurance company. One of the first things to do after an injury and before filing a lawsuit is to contact any insurance provider included in the proceedings. It is essential to know what policy limits are in place and what type of recovery is available for our clients. A personal injury lawsuit is only valuable if the defendant has the means to compensate you for your losses.
If you were injured in a car accident or slip and fall, the at-fault party’s insurer will likely contact you. Insurance companies have attorneys, actuaries, and adjusters working for them, attempting to either deny your claim or pay as little as possible when settling. It is important to provide only the basic facts when talking with a claims adjuster. Though they may seem friendly, insurance adjusters ask pointed questions designed to weaken your claim. A simple statement such as “I feel fine” could compromise your position or provide evidence that your injuries are not as severe as you claim. Our knowledgeable Philadelphia personal injury attorneys will act as your agent and communicate with any insurance carriers involved in the case. This allows you to focus on healing—while our office fights for the financial compensation you deserve.
As stated above, one of the crucial elements in the early stages of a personal injury case is understanding its value. Insurance companies do not calculate your injury’s value in your favor. Often, they will base their medical costs on what their doctors or accountants believe your treatment should cost – not the treatment you require. Additionally, very few insurance providers will consider pain and suffering in their settlement calculation. If they do, it will typically be a standardized formula and not look at the actual effects of your injury. This is another reason why it is vital to have the skilled attorneys from the Reiff Law Firm representing your interests.
Filing a Personal Injury Lawsuit in Philadelphia
Personal injury lawsuits are rarely quickly resolved. It is not uncommon for a case to last for a year or more before it comes to settlement. By filing a lawsuit, you shift control of your claim from the insurance adjuster to a jury or judge. In many situations, the threat of litigation or filing a lawsuit is required to get an insurance company to pay what your claim is worth.
An essential part of the process is understanding the value of your claim. Our personal injury attorneys have the skill and resources to appropriately value your injury and potential damages. While it is impossible to know precisely what your settlement will be, by having a good faith estimate of its value, you can make an informed decision regarding accepting a settlement offer or moving forward with a lawsuit.
How Long Does a Personal Injury Lawsuit Take in Philadelphia?
It is difficult to estimate how long it will take your personal injury claim to settle or go to trial. In some situations, it takes time to determine what occurred, such as in a multi-vehicle accident with conflicting witness testimony. Other cases involve unreasonable insurance companies or defendants who drag procedural processes out for weeks, months, or even years.
The best thing an injured victim can do is retain dedicated legal representation, such as the Reiff Law Firm. Our attorneys and staff are committed to representing your interests—no matter what hurdles arise.
How Long Do You Have to File a Personal Injury Lawsuit in Philadelphia?
The time limit will depend on the type of case you are bringing before the court.
Important: Under Pennsylvania law, you only have two years from the date of injury to file a lawsuit. If you miss this deadline, you may lose your right to compensation.
If you do not file your case within this time, your lawsuit will likely be dismissed and you will have lost your opportunity to seek compensation through the Pennsylvania court system. Just as important, it is unlikely an insurance company would offer you a settlement if you allow this deadline to pass.
In cases involving the employee or an agency of the government, either local or state, there is a different deadline. You have a much shorter time to file your claim when a government agency is involved. Instead of two years, you only have 30 to 180 days to bring your claim, depending on the specific government entity involved.
While you have two years to file a claim in most personal injury cases, you should not wait that long. Medical evidence is key to proving your injury was caused by the incident. As time passes between the accident and when you bring the claim, the medical evidence becomes less compelling. If you have waited too long or neglected to seek timely medical treatment, a defense attorney will argue that your injury was the result of another incident. Furthermore, other critical evidence could be lost if you hesitate to retain an attorney. It is not uncommon for witnesses to forget important details or not be available. Additionally, video evidence could be erased or destroyed. To ensure your best chances of success in a lawsuit and increase the amount of your potential settlement, it is critical to seek the assistance of an experienced attorney as soon as possible after an injury.
Determining the Value of a Personal Injury Lawsuit
Because personal injury claims in Philadelphia arise from a wide scope of situations, it is impossible to give a blanket estimate on what a claim is worth. Each case depends on what happened, the severity of the injuries, how those injuries affected the victim, among numerous other factors.
Before knowing how to proceed after you have suffered an accidental injury, it is essential to understand what your personal injury claim could be worth. Most people know that they could recover the medical costs, but your claim’s value is influenced by many more factors. Depending on the severity of your injury, you could be facing physical and economic problems well into the future. If you suffer from a chronic condition or permanent disability, you are likely facing years of medical costs and treatments. You could have lost income, or your earning capacity might have been significantly diminished because of your injury. Our Philadelphia personal injury attorneys will thoroughly review your case and calculate a realistic figure that considers your future expenses.
Fortunately, Pennsylvania law allows injured victims to recover a wide variety of damages, many of which might not be apparent to the hurt person. In most cases, you can recover both economic and non-economic damages.
Economic Damages
Economic damages are typically easy to understand. These damages cover financial losses related to your injury, such as medical expenses, hospital costs, medication, and lost wages. In cases where home healthcare or modifications to your house are required, the costs are also recoverable.
It is important to note that it is not limited to money that was lost up until the case was filed. If you anticipate additional medical treatment, the estimated costs would be included in the total amount. Additionally, your lost wages could include the money you would have earned except for the injury. Future lost income reflects your diminished earning capacity or your full income if you are permanently disabled or unable to work again.
Economic damages also include smaller amounts that are not immediately evident, including parking costs for doctors’ appointments, additional childcare, and countless other expenses that will depend upon your circumstances. Our Philadelphia personal injury attorney will use receipts, bills, income records, expert testimony, and other evidence to demonstrate your financial losses to a jury or judge.
Non-Economic Damages and Pain and Suffering
Non-economic damages are much more challenging to calculate but could be a substantial part of your total award. People often hear the phrase “pain and suffering” during conversations about personal injury lawsuits. Pain and suffering damages encompass a wide breadth of potential damages. Injured victims are entitled to recover for the mental and physical impact of the harm they sustained.
The impact of each injury varies depending on the individual. The impact of a broken arm will depend on the victim’s age, health, and lifestyle. If you were an avid tennis player, a severely damaged shoulder will negatively impact your ability to engage in an activity you love for months, years, or a lifetime if the injury is permanent. Likewise, the mental effects of an accident are unique to each injured individual. A car accident could result in nightmares and a significant loss of sleep for one person and instill a fear of driving in another. Non-economic damages should reflect each victim’s situation.
At the Reiff Law Firm, our attorneys and staff will work with you, your family, and healthcare providers to determine the true impact of your injuries on your physical and mental wellbeing. Our experienced Philadelphia personal injury attorneys will consider various factors and evidence when deciding the amount of damages sought. We will offer our professional opinion on the value of your claim and the damages you are likely to receive if we take your case to court.
How Modified Comparative Negligence Can Affect the Value of Your Personal Injury Lawsuit
Not every accident is the fault of one person. In some situations, an injured person’s conduct could have contributed to the incident. When a plaintiff is found to have shared a degree of blame for an accident, it could affect their compensation.
Pennsylvania follows the modified comparative negligence doctrine in personal injury cases. This means that compensation is reduced based on your level of fault. If you are 20% responsible for an accident, your compensation is reduced by 20%. However, if you are more than 50% at fault, you cannot recover any damages. If a person is found to be more than 50% to blame for an accident, they are not permitted to recover anything from any other party.
To illustrate how the modified comparative negligence rule works, suppose you were involved in a rear-end collision at a stop sign. Your car was struck from behind, but one of your brake lights was malfunctioning. At your civil trial, in this case, the jury determines that your broken light was 20% to blame for the accident. The other driver’s conduct was held to be 80% at fault. The jury awards a total of $80,000 of damages in the case. Because of the modified comparative negligence rule, the $80,000 will be reduced to $64,000. The $16,000 represents your 20% contribution to the accident.
Do You Need an Attorney to File an Injury Lawsuit in Philadelphia?
To hold any defendant liable in a personal injury claim, you must prove that their conduct was negligent. While the type of case will dictate the specifics necessary to demonstrate negligence, there are four essential elements of negligence that are required. This can get complicated to do yourself, and you have nothing to lose by speaking to a personal injury attorney. Almost all plaintiff’s firms offer free, no-obligation consultations in which they will review the facts of your case.
In many cases, the defendant will hire an attorney or will have an insurance company working on their behalf. You do not want to face these obstacles without competent legal advice. Insurance companies are not working for you and are looking to avoid paying a settlement or paying as little as possible. Their attorneys will look for every legal angle to deny your claim or shift the blame on you. Even if they make an offer, you should not accept it without speaking with someone from our office. If an insurance company has made a quick offer, you can be almost certain it was done to avoid a potential lawsuit or to prevent you from hiring an attorney. Without understanding the actual value of your claim, you are not able to know whether the offer was fair. You do not want to be up against an insurance company without our Philadelphia personal injury attorney at your side, fighting for your rights.
The first step in any lawsuit is meeting with an attorney to review the facts of your situation. Through a thorough interview, we will begin building the foundation of your case. We will go over a detailed description of what occurred, how you were injured, where it happened, and any other vital details relevant to your situation. Part of the initial discussion is the extent of your injury, the treatment you have already received, and the medical treatment you will require. Linking your injury to the incident is critical in a personal injury claim. The severity of your injury also strongly influences your potential compensation. You must document your medical treatment and follow through with any instructions your doctor gives you. Without sufficient medical documentation, it is nearly impossible to prevail in a personal injury lawsuit.
Should You File a Lawsuit?
Another question many people have after suffering an injury is, “should I file a lawsuit?” They might assume the incident was simply an accident. Not everyone realizes they were the victim of another person’s negligence. This thought is not uncommon. While it is nearly impossible to provide a set guide to whether you have a personal injury claim, the best thing to do is schedule a free consultation and discuss your matter with a Philadelphia personal injury attorney from the Reiff Law Firm. By reviewing how you were injured, our office will be able to explain how the law would apply to your situation.
Our office will also begin to gather other evidence related to your case. Much of the work involved will depend on the type of accident and injury. If you were in a car accident, we will question eyewitnesses, request police reports, review the accident scene, try to preserve and collect any surveillance video, and in some cases, recreate the accident to determine what could have happened. In a slip and fall case, we will look to witnesses, incident reports, store surveillance video, and testimony from employees. When trying medical malpractice cases, our office will use expert opinions from qualified medical professionals.
Will the Person at Fault Also Be Charged Criminally?
Depending on the conduct, a person who committed a negligent act could be criminally charged. In a civil court, the remedies available are limited to monetary damages. However, in certain situations, a case could run parallel to a criminal proceeding. In fact, you could be successful in a civil trial even if criminal charges are dropped or if the person is found not guilty. The standard of proof is substantially lower in a civil matter. Therefore, a drunk driver could escape criminal charges but still be held financially responsible for your injuries. This is because, in a criminal trial, a jury must find that the defendant is guilty “beyond a reasonable doubt.” While in civil court, the standard of proof is only a “preponderance of the evidence.” There is a significant difference between the two standards and our seasoned attorneys often have a better chance of success in a civil action than prosecutors do in a criminal matter.
Proving Negligence in an Injury Case in Philadelphia
First, our office will have to show a duty of care existed. Whether a duty of care exists will depend on the relationship of the parties involved in the case. For example, every motorist has an obligation to operate their vehicle safely. Therefore, in a car accident case, there is a duty of care shared by every driver on the road. In other cases, this might be different. The duty of care between a doctor and their patient is different from the duty of care between a store owner and a customer. Our office will have to look at the facts of your case to determine the duty of care.
Most personal injury cases center on the next element – a breach of the duty of care. A breach of duty occurs when a person’s conduct does not adhere to what a reasonable person in a similar situation would do under the same circumstances. As with the duty of care, a breach will depend on the facts of your case. If a driver is driving drunk, then they are clearly breaching their duty of care. However, if they are driving at the speed limit during a heavy rainstorm, they could be breaching their duty of care. Our Philadelphia personal injury attorney will have to prove that the conduct in question was something no reasonable motorist would have done.
Next, our law office will have to show that the breach caused the injury. Depending on what occurred, this could be relatively easy or another difficult legal hurdle. When a drunk driver ignores a red light and hits another car, the injuries sustained were likely a direct result of their dereliction of duty. However, a doctor could make a grievous mistake, but their patient’s condition was terminal. In this case, even though the doctor made a careless mistake, the eventual harm was unavoidable.
Finally, you must have suffered actual damages. If you were in a car accident and only suffered a bruised arm, it is unlikely that your injury warrants a personal injury lawsuit. However, if your injury resulted in a hospital stay, surgery, physical therapy, or a loss of income, you have suffered harm. Our Philadelphia personal injury attorneys will work with you and your doctor to determine the extent of your injury and damages.
Other Laws Affecting Personal Injury Claims in Philadelphia
Pennsylvania has a no-fault insurance system. Under this system, in nearly every car accident, an injured person’s insurance provider will cover their medical expenses and lost income. It does not matter who was at fault in the crash. A passenger injured in an accident would turn to the insurance company of the driver, no matter how the accident happened.
Most minor accidents in Philadelphia fall under this no-fault category—drivers with limited tort policies cannot recover compensation for pain and suffering unless they meet the ‘serious injury’ threshold. The term ‘serious injury’ appears vague. Under Pennsylvania law, a serious injury results in death, severe impairment of the body’s functions, or permanent disfigurement. A court, with the help of our experienced Philadelphia personal injury attorney, will evaluate the evidence of your injury to determine the extent of the harm you sustained. Catastrophic injuries, such as amputation, brain injuries, spinal cord damage, or paralysis, are serious. A court will not prohibit compensation for these types of injuries based on the threshold.
Types of Personal Injury Cases that We Regularly Handle
Personal injury lawsuits are one of the most common types of legal proceedings in Philadelphia and the country. Acts of negligence can encompass everything from car accidents to medical malpractice claims. In Philadelphia, people suffer injuries at businesses, schools, and private residences every single day. At the Reiff Law Firm, we represent people from all walks of life who have suffered injuries.
- Car Accidents
- Construction Injuries
- Institutional Sexual Abuse
- Motorcycle Accidents
- Medical Malpractice
- Premises Liability
- Product Liability
- Slip and Fall Accidents
- Spinal Injuries
- Traumatic Brain Injuries
- Truck Accidents
- Workplace Injuries
- Wrongful Death
Personal Injury Case Referrals in Philadelphia County
The Reiff Law Firm is proud that so many law firms across the country trust us to advocate for their clients. We believe that it is a testament to our ability to work with referring law firms and their clients that many of our largest cases originate from attorney referrals.
To discuss a potential case referral in a confidential setting, call us directly at (215) 709-6940. We welcome your questions about the services we provide for in-state and out-of-state personal injury attorneys and are happy to lend our experience.
We Regularly Accept Case Referrals from Across the Country
The Reiff Law Firm accepts a broad range of referrals, whether from solo attorneys or firms, from throughout the United States. Our Pennsylvania accident lawyers possess the skill, the knowledge, the resources, and the experience to pursue compensation, closure, and justice for the client. Though we are capable and accomplished negotiators, we are not afraid to take cases to trial when doing so serves the client’s best interests. We have litigated hundreds of cases over our 35+ year history.
Our Philadelphia Personal Injury Lawyers Can Help
Our personal injury attorneys have decades of experience representing individuals who have suffered harm because of someone else’s negligent or reckless conduct. Our office is dedicated to holding people and companies accountable for the harm they cause. You should not have to bear the physical, emotional, and financial burden when you were injured through no fault of your own.
Don’t wait—protect your rights today. Call (215) 709-6940 for a free, confidential consultation.
